Features of long term care insurance

• Provides money for in home or nursing home care.
• Available for people aged 40 to 80.
• Perfect for those approaching retirement age, who do not want to become a burden on their family.
• Daily benefit available from $10 to $300 a day.
• Having a policy is like having your own private medical plan. You can now afford the service you want, so you no longer depend on provincial health care.
• At some point in their lives, 8 out of 10 people will require some form prolonged care.
• The cost of care can easily be upwards of 40 to 60 thousand dollars a year, making long term care insurance a must for retirees.
• You have permanent coverage, but premium payments are generally limited to 20 years.

Major uses of long term care insurance

• Protect hard earned retirement savings.
• Maintain independence and dignity.

Resources:

What is long term care insurance? Customizing your long term care insurance policy Compare rates from leading providers

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